What are consumer driven healthcare plans and how do they work Do you think september 2023

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What are consumer-driven healthcare plans and how do they work? Do you think it would be advantageous to depend on these types of plans instead of the more common employer-defined coverage plans? How about going back to using health insurance for catastophic/expensive health issues, while using more of a retail module for the more minor/urgent care situations? Do you think this would make sense?

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